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25 JUL,2022 | MEDC
India's premier think-tank, Niti Aayog, has made a case for setting up digital banks, which would accept deposits and advance loans through digital means. It has also suggested a licensing and regulatory framework for such institutions. That is a positive step. Covid has brought home the importance of digitalization in all spheres of economic activity in the country, but particularly in the finance and banking sector. The current credit gap to industry (especially MSMEs), and the business and policy constraints in India, reveal a need for leveraging technology effectively in the service of the marginalized sections of society. Legal engineering to secure licenses is a key part of the success of such plans, and – with appropriate regulations in place – such an arrangement will benefit the economy.
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Interactive Meeting with Mr. Jaykumar Rawal Hon'ble Minister for Tourism & Employment Guarantee Scheme Govt. of Maharashtra